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Accountants
Profit and LossBalance SheetCash FlowBudget vs ActualTrial BalanceCross-statement analysisForecastsScenariosTrend alertsClient narratives
Yourstatementsalreadyholdtheanswers.Plainledgerreadsthem,checksthemath,andtellsyouwhattheymeaninplainEnglish.

Example insights

Shipping costs are growing faster than salesNet margin fell below your limitRent is taking a bigger share of revenuePayroll rose while sales stayed flatGross margin improved for the third monthCash covers about three months of costsTwo customers make up most of your revenue

From one file to the full picture

Know exactly where your business stands

See what's driving profit, spot risks before they bite, and finally understand your numbers — without needing a finance background.

Plainledger analysis of a loss-making P&L statement, with a critical score and a plain-English explanation

See where revenue and profit are heading

Your own statements, projected forward, with a clear note on how reliable each number is.

Hear about it before it hurts

Get an email when a margin moves sharply or drops below the limit you set.

Net margin fell 22.8 points since last month

See what a decision does to your profit before you make it

Hire two people, raise prices, add a new cost. Describe the change in plain English and watch next quarter's revenue, profit and margin update.

Every figure is an estimate based on your own statements, shown with a confidence level.

Plainledger Scenarios page showing next quarter's estimated revenue, profit and margin for a what-if change

How it works

Upload

Drop in a CSV, Excel or PDF statement. There's nothing to configure.

We do the math

Every figure gets computed, cross-checked, then matched to the line items you actually use.

You finally get it

A health score, insights in plain English, and the two or three things worth doing next.

See a real analysis

This is an actual Business-tier result for our sample P&L statement.

Sample_PL_Statement.csv

Security built into every upload

Your files are never stored

We read your statement in memory and discard it the moment your analysis is done.

We never train AI on your data

Your uploads are used only to produce your own report, and nothing else.

Encrypted in transit, with 2FA

Every request uses TLS 1.2+ encryption, and two-factor sign-in is available on every account.

Delete your data anytime

Wipe your history or delete your account from settings. Deletion is immediate.

Read how we handle your data

Questions, answered

No. Plainledger explains your numbers in plain English, so you can understand your profit, risk and cash without an accounting background.

Still curious? Email support@plainledger.org

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