Upload a financial statement. Know exactly what it means — in 30 seconds.

Plainledger reads P&Ls, balance sheets, cash flow statements and more — and turns them into clear, actionable insights in seconds. No setup. No integrations. Just upload and go.

5 free analyses. No credit card required.

See a sample report →

Analysis Preview

Revenue

$5.51M

Net Income

$724K

Score

✓Gross margin sits at 62%, above industry median.

✓Operating expenses grew 8% while revenue grew 12% — leverage improving.

✓Cash conversion healthy; no red flags in receivables aging.

How it works

1. Upload

Drop a CSV, Excel or PDF statement.

2. AI reads every line

We detect the statement type and parse it — even messy formats.

3. Get instant insights

Metrics, health score, and plain-English commentary in seconds.

See it in action — no account needed

Runs on a real sample P&L. This is Free/Pro tier output.

✓ Sample_PL_Statement.csv

Business tier goes further →

Client Narrative

"Q3 revenue of $5.5M reflects 12% YoY growth driven by expansion in enterprise accounts. Operating leverage improved 3 points, though marketing spend outpaced booking growth in September…"

AI Chat

You: What's driving the margin drop?

Plainledger: Your COGS rose 12% while pricing stayed flat. The delta is concentrated in Q3 fulfillment costs.

Cross-statement analysis, AI chat, and client-ready narratives — included in Business.

Built for

Accounting firm owners

Turn client statements into insight-ready reports in seconds.

Fractional CFOs

Spend less time reading numbers. More time advising on them.

Business owners

Finally understand your own financials — without a finance degree.

Start analyzing for free

Your files are never stored. Data is deleted immediately after analysis.